$1,500 to $100,000

Business Location:

Business must be located in Bedford, Blair, Cambria, Fulton, Huntingdon, Indiana or Somerset County

Interest Rate:

5.0% – 7.75%


12 – 72 months


Initial start-up costs, inventory/equipment, building acquisition, renovation, lease space, working capital, etc

Age of Business:

All ages


Will be evaluated based on risk rating which includes:  personal net worth, global debt service coverage, collateral, credit score, liquidity, experience, equity, and profitability


Determined on a case by case basis


Required owner personal guaranty if not a sole proprietor; additional outside guarantors may be required

Technical Assistance:

Customized and provided throughout the duration of the loan.



This institution, JARI Growth Fund, is an equal opportunity employer and lender.

This loan product is funded in-part through USDA, the Commonwealth of PA, Appalachian Regional Commission (ARC) POWER Initiative and the U.S. Treasury.